Pamplin College of Business
Virginia Tech
Welcome! I am an Assistant Professor of Finance at Virginia Tech Pamplin College of Business.
My research lies at the intersection of household finance, empirical corporate finance, and financial intermediation. I study how financial distress, credit frictions, and limited attention shape real economic behavior within households, firms, and banks.
My work documents how families adjust their consumption and shopping behavior during financial strain, how debt relief and housing security influence marital stability, and how credit supply responds to market shocks—particularly in the growing online banking sector. I also examine how loan officers’ behavioral traits and attention constraints affect monitoring quality and loan outcomes. Across these projects, I use rich micro-level datasets, natural experiments, and behavioral measures to uncover how frictions in financial markets translate into meaningful consequences for economic well-being.
I hold a PhD in Finance from Rice University, an MA in Economics from Duke University, and a BA in Economics from the Central American University in Nicaragua.
Outside of academia, I have worked in commercial and investment banking in Latin America, where my primary responsibilities included investment portfolio and liquidity management.